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Lincoln Ward |

What Is Gap Insurance?

There are lots of different types of car insurance; some are more complete and comprehensive while others are more specialized or niche. Gap insurance is the latter type. Let’s go over what exactly gap insurance is and why you may need it in your insurance policy.

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Safe Driving Tips

Driving safely is the number one way to lower your insurance costs and eventually get stackable discounts for being a good driver. Let’s go over the best five tips you can utilize to improve your driving safety and minimize the chances of your insurance payout being penalized in the event of an accident.

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QUICK TIP: Are you paying for unnecessary car insurance?

Auto insurance is mandated by most states, but how much you actually buy beyond the minimum -- that's up to you.

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Is a Reverse Mortgage Right for You?

In its simplest form, a reverse mortgage is a way to tap into your home’s built-in wealth in the form of a loan. Reverse mortgages are offered to people over the age of 62 as a way to tap into home equity for cash.

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How to choose the right kind of refinance for you

When you decide to refinance, you might be surprised that there are many types of refinances from which to choose.

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Auto Insurance Basics

If you don’t yet have car insurance, odds are you don't yet know what to look for. Alternatively, you might already have an auto insurance provider but feel like you can do better either in terms of rate or coverage. Either way, there's no reason you need to suffer from subpar auto insurance, especially when you pay so much to protect your wallet in the first place.

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What Affects Car Insurance Rates?

How much you pay for your car insurance isn’t always based on the default price of a plan. Auto insurance providers balance lots of factors when deciding the cost of your deductible and premium amounts before providing you with insurance. Let’s go over the main factors that affect car insurance rates so you know what to expect the next time you negotiate for new auto coverage.

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What to Do If a Borrowed Car Gets Into an Accident

Auto insurance for your own driving and vehicle is one thing, and it’s pretty clear; such insurance covers events that happen while you’re behind the wheel. But what happens when you let your friend or family member drive your car and they get into an accident? Does your insurance still cover them? We’ll answer these questions and more below.

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Where home prices have slowed the most — and one state where prices actually dropped

With the median home price hitting $300,000 for the first time ever last week, choosing your location wisely has never been so important when buying a house. Fortunately, according to new data, there are still a few U.S. locales where home prices are affordable — or even dropping.

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What is a mortgage refinance, in plain English

Refinancing works by giving a homeowner access to a new mortgage loan which replaces the existing one. The details of the new mortgage loan can be customized by the homeowner, include the new loan’s mortgage rate, loan length in years, and amount borrowed.

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